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Your Complete Guide to Mortgages in Banbury (2025)

  • Liam Drummond
  • Apr 13
  • 2 min read

Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike.Ā With its rich history, excellent transport links, and ongoing developments, understanding the mortgage landscape here is essential



Aerial view of a suburban neighborhood with tree-lined streets and rows of brown-roofed houses, surrounded by lush greenery under a clear sky.


šŸ“ˆ Banbury Property Market Overview


As of early 2025, the average property price in Banbury stands at approximately Ā£463,955, with detached homes averaging around Ā£556,382Ā and flats at Ā£148,700.Ā Over the past year, the Cherwell Valley, encompassing Banbury, experienced a significant 9% increaseĀ in property values, outpacing many regions in the UK. ​


However, it's noteworthy that in the OX16 1 postcode sector, there has been a 0.5% annual decreaseĀ over the past five years when adjusted for inflation. ​


šŸ˜ļø Top Residential Areas in Banbury


  • Bodicote: A picturesque village offering a blend of traditional charm and modern amenities.​


  • Easington: Known for its family-friendly environment and proximity to schools.​


  • Hanwell Fields: A newer development popular among young professionals and families.


  • Bloxham: A historic village with a strong community feel and excellent local schools.


šŸ—ļø New Developments in Banbury


Banbury is witnessing several new housing projects aimed at catering to the growing demand:​


  • Wykham Park: Located on Bloxham Road, this development offers 1 to 5-bedroom homes, with prices ranging from Ā£380,000 to Ā£570,000. Plans include a new primary school, community centre, and recreational areas. ​


  • Banbury Rise: Situated off Stratford Road, this collection features 2, 3, and 4-bedroom homes starting from Ā£298,000. The development boasts green spaces and a children's play area.

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  • Calthorpe Gardens: A development offering 2 and 3-bedroom homes, with shared ownership options available, making it ideal for first-time buyers.


šŸ’¼ Mortgage Broker Banbury


At Drummonds Finance Group, we are the number one mortgage broker in Banbury


  • First-Time Buyer Mortgages: Guiding you through the process with competitive rates and government scheme assistance.​


  • Remortgaging: Helping you find better rates or release equity from your current property.​


  • Buy-to-Let Mortgages: For investors looking to capitalise on Banbury's growing rental market.​


  • Self-Employed Mortgages: Specialised solutions for business owners and freelancers.​


šŸ“ Why Choose Banbury?


  • Connectivity: Direct train services to London and Birmingham, and easy access to the M40.​


  • Education: Home to reputable schools and close to Oxford's esteemed universities.​


  • Lifestyle: A blend of historic charm with modern amenities, shopping centres, and cultural events.


Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Commentaires


Drummonds Financial Group Logo

DRUMMONDS FINANCE GROUP IS AN APPOINTED REPRESENTATIVE OF STONEBRIDGE MORTGAGE SOLUTIONS LTD, WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.

Proprietor: Liam Drummond

FCA number: 945428

​

"You may need to pay an Early Repayment Charge to your current lender if you remortgage." "Not all Buy to Let mortgages are regulated by the Financial Conduct Authority." "Think carefully securing other debts against your home." "As with all insurance policies, Conditions & Exclusions will apply."  We don't always charge a fee, however if we do, depending on your circumstances, it will be a maximum of £1000, all fees will be discussed before hand with the client. 

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Your home may be repossessed if you do not keep up repayments on your mortgage.

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