Your Complete Guide to Mortgages in Banbury (2025)
- Liam Drummond
- Apr 13
- 2 min read
Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike.Ā With its rich history, excellent transport links, and ongoing developments, understanding the mortgage landscape here is essential

š Banbury Property Market Overview
As of early 2025, the average property price in Banbury stands at approximately Ā£463,955, with detached homes averaging around Ā£556,382Ā and flats at Ā£148,700.Ā Over the past year, the Cherwell Valley, encompassing Banbury, experienced a significant 9% increaseĀ in property values, outpacing many regions in the UK.Ā ā
However, it's noteworthy that in the OX16 1 postcode sector, there has been a 0.5% annual decreaseĀ over the past five years when adjusted for inflation.Ā ā
šļø Top Residential Areas in Banbury
Bodicote: A picturesque village offering a blend of traditional charm and modern amenities.ā
Easington: Known for its family-friendly environment and proximity to schools.ā
Hanwell Fields: A newer development popular among young professionals and families.
Bloxham: A historic village with a strong community feel and excellent local schools.
šļø New Developments in Banbury
Banbury is witnessing several new housing projects aimed at catering to the growing demand:ā
Wykham Park: Located on Bloxham Road, this development offers 1 to 5-bedroom homes, with prices ranging from Ā£380,000 to Ā£570,000. Plans include a new primary school, community centre, and recreational areas. ā
Banbury Rise: Situated off Stratford Road, this collection features 2, 3, and 4-bedroom homes starting from £298,000. The development boasts green spaces and a children's play area.
ā
Calthorpe Gardens: A development offering 2 and 3-bedroom homes, with shared ownership options available, making it ideal for first-time buyers.
š¼ Mortgage Broker Banbury
At Drummonds Finance Group, we are the number one mortgage broker in Banbury
First-Time Buyer Mortgages: Guiding you through the process with competitive rates and government scheme assistance.ā
Remortgaging: Helping you find better rates or release equity from your current property.ā
Buy-to-Let Mortgages: For investors looking to capitalise on Banbury's growing rental market.ā
Self-Employed Mortgages: Specialised solutions for business owners and freelancers.ā
š Why Choose Banbury?
Connectivity: Direct train services to London and Birmingham, and easy access to the M40.ā
Education: Home to reputable schools and close to Oxford's esteemed universities.ā
Lifestyle: A blend of historic charm with modern amenities, shopping centres, and cultural events.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
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