OXFORD MORTGAGE BROKER
Welcome to Drummonds Financial Group
Expert Local Insights: Leverage our deep understanding of Oxford’s unique property market to secure the best mortgage deals tailored to your needs.
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Comprehensive Mortgage Solutions: Whether you're a first-time buyer, moving home, or remortgaging, we offer personalised advice and support every step of the way.
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Unmatched Service and Support: Experience a seamless mortgage journey with dedicated service from the leading Oxford mortgage broker.
Speak to a Mortgage Advisor Today
Tailored Advice, Exceptional Service
Guiding You Through Every Step of Your Mortgage Journey.
At Drummonds Financial Group, we pride ourselves on being your reliable partner in the mortgage journey.
We focus on delivering tailored mortgage solutions that fit your needs and financial situations.
Whether stepping into the property market for the first time, planning to move to a new home, or looking to optimise your current mortgage arrangements through remortgaging, we offer you expert advice and exceptional service.
Local Expertise, Unmatched Advantage
Why Choose an Oxford Mortgage Broker?
Choosing a local broker can be incredibly beneficial, especially in a city like Oxford, which has unique housing market dynamics.
As a leading Oxford Mortgage Broker, we intimately understand the local property landscape. This allows us to provide insights and access to a diverse range of mortgage products that may not be readily available elsewhere.
We commit to securing the most competitive rates and terms that align with your financial goals.
Here’s why working with an Oxford Mortgage Broker can be beneficial:
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Local Market Expertise:
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Our team deeply understands Oxford's property landscape, including neighbourhood trends and property values.
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We stay updated on local market changes, helping you make informed decisions.
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Access to Exclusive Products:
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We have established relationships with a vast network of lenders, giving you access to various mortgage products.
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Some of these products may not be available through national brokers or direct lenders.
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Personalised Service:
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Being close to you geographically allows us to offer more personalised and face-to-face consultations.
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We take the time to understand your needs and financial goals, tailoring our advice accordingly.
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Competitive Rates and Terms:
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Our local market knowledge lets us negotiate your most competitive mortgage rates and terms.
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We focus on aligning your mortgage with your broader financial objectives, ensuring long-term satisfaction.
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Community Connections:
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As active members of the Oxford community, we have strong connections with local estate agents, surveyors, and solicitors.
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These relationships can streamline the buying process and help address any challenges quickly and efficiently.
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Choosing an Oxford Mortgage Broker like us means you're not just getting a service; you're gaining a partner who is invested in your success and understands the intricacies of the local market.
Oxford Mortgage Broker: Our Services
Comprehensive Mortgage Solutions for Every Stage of Your Journey—From First-Time Buyers to Seasoned Investors.
First-Time Buyers
Entering the mortgage market for the first time can be overwhelming.
Our team is dedicated to easing this process by breaking it down into manageable steps.
We provide personalised guidance, ensuring you understand every aspect of the mortgage process and make informed decisions.
Moving Home
Relocating can be complex, but with our comprehensive support, you can focus on finding your new home while we handle the financial details.
We assist in evaluating your borrowing capacity, securing favourable loan terms, managing the paperwork efficiently, and ensuring a smooth transition from one home to another.
Remortgaging
Whether you're looking to reduce your monthly payments, switch to a better interest rate, or release equity for other investments, our expertise in remortgaging is at your service.
We strive to make the process straightforward and hassle-free, offering you peace of mind with every decision.
Buy To Let
For landlords and property investors, navigating the buy-to-let mortgage market requires understanding ever-evolving regulations and financial products.
We offer expert advice tailored to meet these needs, ensuring your investment is profitable and compliant with current laws.
Real Experiences, Real Success
Hear From Our Satisfied Clients
Discover how Drummonds Financial Group has helped clients across Oxford achieve their property goals. From first-time buyers to seasoned investors, our personalised approach and expert guidance have made all the difference.
Read their stories and see why we're the trusted choice for mortgage services in Oxford.
Frequently Asked Questions
Your Mortgage Queries Answered
We understand that the mortgage process can be complex, which is why we've compiled answers to some of the most common questions we receive. Whether you're a first-time buyer or looking to remortgage, find the information you need to confidently make informed decisions.
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First Time buyersOne of the things many first time buyers worry most about is applying for a mortgage. With so many factors to consider it can be difficult to know where to begin when looking for your first mortgage. ​ Drummonds Finance Group makes it easy for first-time buyers to choose the right mortgage. We are specialists in providing mortgage advice to first time buyers. We have access to first-time buyer mortgages from a wide range of lenders so it’s one less thing for you to worry about.
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Purchasing or Moving HomeWe can guide you through the process and offer expert mortgage advice specific to your circumstances. Drummonds Finance Group makes it easy for people moving house. From working out how much you could borrow, completing all the paperwork, to picking up the keys to your new home, we’ll be there every step of the way. ​ We will discuss your personal circumstances with you, including such areas as, your income, outgoings, future plans and savings. From this, we can determine the most appropriate new mortgage for you, give you an indication of how much you can borrow and the level of purchase price you can afford
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RemortgageProtection Against Rate Rises ​ Many people want to take advantage of the current low interest rates and secure a deal at a good time. ​ Releasing Equity ​ For those that have built up equity in their home, remortgaging can be an attractive option. It can release funds to extend your home, or undertake other home improvements, or it may offer a method to pay off other debts, such as loans and credit cards, that have higher rates of interest. ​ Your current deal is about to end soon ​ It could be beneficial to review your mortgage at this point to avoid paying your current lenders high standard variable rates.
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Buy To LetWhether you’re an accidental landlord, buying your first investment property or you already have a portfolio of properties, we’re here to help you build your future nest egg. ​ Increased buy to let regulation, and subsequent complex lender criteria has made it vital that you get professional advice. At Drummonds Finance Group we have extensive experience and knowledge in this area as well as access to mortgages from a wide range of lenders so it’s one less thing for you to worry about. If you need advice in this area, and you want to move fast, then get in touch now, either fill in our enquiry form or give us a call.
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Right To BuyYour home could be a valuable asset for you and your family and an investment for the future. Home ownership could give you more freedom to make the changes you want to your home. ​ Drummonds Finance Group are on hand to provide expert advice on the right mortgage product to assist with your purchase. We can help you by confirming your eligibility for a mortgage and talking you through the process of buying your home. ​ Are you worried because you have no deposit ? No problem, we have lenders who will lend up to 100% of the discounted purchase price. Are you worried you wont be be able to get a mortgage due to your credit history ? No problem, we have lenders who may consider your individual circumstances.
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Shared OwnershipAre you finding it difficult to get on the property ladder? It could be that your earnings are not high enough to enable you to obtain a mortgage which is sufficient to buy a property or the high cost of renting means that you just don’t have any spare money to put away for the huge deposit needed. The answer could be a shared ownership mortgage. ​ The shared ownership mortgage scheme works by property buyers ‘sharing’ the ownership of the property. On the initial purchase you will typically buy 25/50/75% of the total property value. The remaining 75/50/25% of the property is owned jointly, usually with a housing association. They charge you a ‘rent’ for the section you do not own.
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CommercialA commercial mortgage can be used to buy property (or land) that will be used for business purposes.
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Adverse / Poor creditMaybe you have applied for a mortgage with your bank and failed the credit score. ​ The good news is that there are mortgages available for people with a bad credit rating if you know where to look. At Drummonds Finance Group we have access to over 90 lenders, some of which are not available on the high street. Some of our lenders specialise in considering your personal circumstances where other other lenders will not lend. ​ Contact us today for a no obligation chat about your circumstances, we are here to help you get your dream home.
The Drummonds Advantage
Mortgages Made Simple
With Clear, Easy, Professional Advice, From Start To Finish
Choosing Drummonds Financial Group means more than just finding a mortgage; it's about partnering with a team committed to transparency, efficiency, and bespoke service.
Our status as a premier Oxford Mortgage Broker empowers us to deliver unmatched expertise, making your mortgage experience seamless from initial consultation to completion.
Ready to simplify your mortgage journey? Contact us today to experience the Drummonds advantage with expert, personalised advice every step of the way.