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Mortgage Advice
Welcome to our Mortgage Advice hub — your go-to resource for smart, practical tips on getting the right mortgage for your situation. Whether you're a first-time buyer, remortgaging, investing in buy-to-let, or looking to move home, we’re here to guide you every step of the way.
We break down complex mortgage jargon, compare the latest rates, and share insights to help you save money, avoid common pitfalls, and make confident financial decisions.
Is It Better to Use a Mortgage Broker or Go Directly to the Bank?
Quick Answer: Yes — in most cases, it’s better to use a mortgage broker than to go directly to a bank. A broker can compare deals from...
Liam Drummond
3 days ago2 min read
Can a Mortgage Broker Get Me a Better Rate?
✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate than you’d find on your own. Brokers often...
Liam Drummond
5 days ago2 min read
First-Time Buyer Mortgage Guide: Everything You Need to Know to Get on the Property Ladder
Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...
Liam Drummond
6 days ago4 min read
Your Complete Guide to Mortgages in Banbury (2025)
Banbury, nestled in the heart of Oxfordshire, has become an increasingly attractive location for homeowners and investors alike. With its...
Liam Drummond
Apr 132 min read
How Many People Use a Mortgage Broker in the UK? (And Why You Probably Should)
💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...
Liam Drummond
Apr 112 min read
How Much Does a Mortgage Broker Charge in the UK? (2025 Guide)
💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...
Liam Drummond
Apr 92 min read
What Does a Mortgage Broker Do?
A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...
Liam Drummond
Apr 92 min read
🏘️ Should I Buy a Buy-to-Let in My Personal Name or Through a Limited Company?
When investing in a buy-to-let (BTL) property, one of the biggest decisions you'll face early on is how to purchase it —in your personal...
Liam Drummond
Apr 73 min read
🔄 Can You Transfer A Mortgage To Another Person?
Everything You Need to Know About Mortgage Transfers in the UK Mortgage broker 🏠 What Does "Transferring a Mortgage" Mean? Transferring...
Liam Drummond
Apr 32 min read
Should You Buy or Rent a Home in 2025?
If you’re unsure whether to buy or rent a home in 2025 , you're not alone. With fluctuating interest rates, a shifting property market,...
Liam Drummond
Apr 22 min read
🏡 How Much Can I Borrow for a Mortgage in 2025?
Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...
Liam Drummond
Mar 313 min read
What’s on the horizon for UK mortgage rates?
Mortgage broker oxford UK mortgage rates in the spotlight as economic factors suggest rates could rise again. Hopes that the Bank of...
Liam Drummond
Mar 51 min read
Mortgages in Oxford, Oxfordshire, and Bicester: Your Essential Guide
Finding the right mortgage in Oxford, Oxfordshire, and Bicester can be daunting, especially with the ever-changing financial landscape....
Liam Drummond
Feb 272 min read
Remortgaging: Unlock Savings and Flexibility with Drummonds Financial Group
As interest rates fluctuate due to various economic factors, remortgaging can serve as a strategic and advantageous move for homeowners...
Drummonds Financial Group
Jan 93 min read
Guide for First-Time Buyers: Navigating the Mortgage Process with Drummonds Financial Group
Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...
Drummonds Financial Group
Jan 83 min read
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