First Time Buyers

Taking your first step onto the property ladder? You're in the right place.
Our First-Time Buyer section is packed with simple, clear advice to help you make informed decisions — from understanding how much you can borrow, to finding the right mortgage deal, and everything in between.

Is It Better to Use a Mortgage Broker or Go Directly to the Bank?

Quick Answer: Yes — in most cases, it’s better to use a mortgage broker than to go directly to a bank. A broker can compare deals from...

Liam Drummond

2 days ago2 min read

Can a Mortgage Broker Get Me a Better Rate?

✅ Quick Answer: Yes — in many cases, a mortgage broker can get you a better mortgage rate than you’d find on your own. Brokers often...

Liam Drummond

4 days ago2 min read

First-Time Buyer Mortgage Guide: Everything You Need to Know to Get on the Property Ladder

Buying your first home is a huge milestone—and let’s be honest, it can feel a little overwhelming. Mortgages, deposits, credit scores,...

Liam Drummond

5 days ago4 min read

Can a Mortgage Broker Help If I Have Bad Credit?

Many people ask, Can I get a mortgage with bad credit? If you’ve got a less-than-perfect credit score, applying for a mortgage might feel...

Liam Drummond

6 days ago3 min read

What Documents Do I Need to Apply for a Mortgage?

Applying for a mortgage? Let’s not waste time—here’s exactly what documents you’ll need to get started. ✅ The Key Mortgage Documents...

Liam Drummond

Apr 112 min read

How Many People Use a Mortgage Broker in the UK? (And Why You Probably Should)

💬 Quick Answer: As of 2025, over 80% of UK homebuyers now use a mortgage broker to help secure their mortgage — a sharp increase from...

Liam Drummond

Apr 112 min read

How Much Does a Mortgage Broker Charge in the UK? (2025 Guide)

💡 Quick Answer: In 2025, mortgage broker fees in the UK typically range from £0 to £995. Fees depend on your circumstances, the...

Liam Drummond

Apr 92 min read

What Does a Mortgage Broker Do?

A mortgage broker helps you find the best mortgage deal by comparing offers from multiple lenders and guiding you through the entire...

Liam Drummond

Apr 92 min read

🏡First-Time Buyer Mortgages Oxford

First-Time Buyer Mortgages in Oxford Thinking about buying your first home in Oxford? With house prices remaining competitive and...

Liam Drummond

Apr 82 min read

🏡 How Much Can I Borrow for a Mortgage in 2025?

Whether you're a first-time buyer, moving home, or remortgaging, one of the first questions you're likely to ask is: "How much can I...

Liam Drummond

Mar 313 min read

Why You Should Use a Mortgage Broker: The Key Benefits Explained

A mortgage broker in London The sheer number of options can feel overwhelming when it comes to securing a mortgage, whether you're a...

Liam Drummond

Mar 243 min read

Top Tips for First-Time Buy-to-Let Investors

Investing in a buy-to-let (BTL) property for the first time can be both exciting and daunting. With fluctuating market conditions,...

Liam Drummond

Mar 72 min read

Guide for First-Time Buyers: Navigating the Mortgage Process with Drummonds Financial Group

Purchasing your first home is an exciting milestone, but it often comes with a fair share of anxiety, particularly when securing a...

Drummonds Financial Group

Jan 83 min read